“Our equipment leasing programs offer several advantages over bank financing that many salon owners find attractive and well suited to their needs,” said John Deacon, Executive Director of JK Capital. “The options and benefits of leasing through JK-Capital provide solid solutions to a variety of financial goals and objectives, no matter where an individualized salon is in the life cycle of their business."

In most leasing situations, the customer’s good credit and the value of the equipment are used to collateralize the deal. Banks often require additional security, often in the form of a large down payment, a property lien or the pledging of bonds or other negotiable instruments to approve the loan.

Other benefits of financing through JK Capital include:

Flexibility. Each Business has different goals and objectives.  Whether it’s to facilitate the cash flow requirements of a “Start-Up” or, maximize the earning potential of seasoned businesses, the many different lease “options” allow flexibility to customize leases to your business objectives.

Productivity. Leasing allows you to concentrate on the utilization of the equipment and its economic benefits.  It also allows use of “productive”, revenue-producing equipment without the impact of significant debt on your personal or corporate balance sheet.

Value. Because of rapidly changing technology, leasing sometimes makes more sense than ownership.  Keep up with the latest trends in Model styling and functionality in this competitive environment.  Keep your options open by addressing the purchase option at the maturity of our operating lease. You will then be able to calculate the “value” of owning the beds at that option point, or return them and enter into a new lease for a newer model.  The monthly payments are lower because of this “value” option.

Strategy. Lease payments are fully tax deductible as a business expense (unlike bank loan payments).  Additionally, advance payments are considered lease payments, not a “down payment” as usually required by banks. These issues formulate a “strategy” that you can implement to best fit your financial situation.  Consult your tax advisor for tax advice.

Efficiency. Smart use of leverage makes good business sense.  Leasing provides a dynamic form of “financing leverage” that, along with the “efficient” use of operating capital, provides proper balance to the cash needs of your seasonal business.

Preservation. Leasing typically works “in conjunction” with bank lines of credit, not “instead of” bank lines of credit.  Typically lease obligations are not shown on your balance sheet, which helps “preserve” your critical bank ratios and doesn’t hinder your existing availability of bank operating lines of credit or build-out financing.

For more information about financing through JK Capital, call Toll-Free: (800) 639-1588 or Download an application and fax completed application to (870) 268-2933

But That’s Not All…
With Sun Ergoline, you purchase or lease much more than a tanning bed.  You gain the marketing and operational knowledge help for every aspect of creating revenue streams that significantly out earn industry averages.  Learn more

* Independent research conducted by Mind’s Research, 2007